On line credit reports Birmingham

My Chase credit card was cancelled due to a new card card being opened (New Best buy card, with $2000 on it, also my max for that card).

Apperntly Chase did not like the on line credit reports Birmingham fact that I was at my limit on my new card. Funny thing is, I could have put $2000 on my Chase card, and recieve 19% interest on it, or use the Best Buy card with 0% interest.

I did not think on line credit reports Birmingham about it at the time, it was a no-brainer. 0% is WAY better than 19%BUT the fact that I was at my credit limit is what spooked Chase.

Due to my Chase card being canceled, I instalntly paid it off, and now just have the Best Buy card. free annual credit report without credit card

It was a valuble lesson-Never reach your credit limit-that I learned the hard way. I posted a topic about it on my site It was quite an annoying experience!! I dont understand peoples fascination with credit scores.

I wager, actually, that most people get car loans, even if we here at GRS all pay cash for slightly used cars So theres another reason to be concerned with your credit score, because youll get lower rates on your car loans. credit history check free If you are responsible with your card on line credit reports Birmingham and are able to pay off your bill in full each month then you can reap rewards just for spending money you normally would. Simply paying my everyday bills, groceries, gas etc has yielded me frequent flier miles, gift cards, and hotel stays. While this post might seem pointless to you, not everyone is disciplined enough to handle credit cards responsibly.

For those people who just finished paying off huge amounts of revolving debt and plan on canceling their cards, this information is very helpful. Please be considerate and understand that not everyone is like you. free report credit

For example, I dont travel, so I virtually have no need for a credit card for hotels or car rentals. I already bought a house, so the credit score is pointless to me.

I would on line credit reports Birmingham rather cancel the on line credit reports Birmingham cards than risk pulling myself back into debt.